Spruce Resource Center
Plan for goals big and small.
Want to make better progress on your money goals? Learn how to make a financial plan for life’s events and how Spruce can help you achieve more.
Make savings a snap.
Start building up your nest egg. Get insights into how you can create a strategy that fits your lifestyle and makes saving simpler.
Smart ways to spend.
Discover spending resources that can help you learn to spend money smarter and improve your budgeting habits.
More from Spruce.
Spending
What is the 50/30/20 rule?
At times, budgeting can feel like a bit of an intimidating puzzle. It may feel like you’ve got to be…
Savings
High-yield savings account and how they work
These days, there are many options where you can save your hard-earned cash. And a high-yield savings account is one…
Planning
New tax laws for 2025: Key changes from the Big Bill and more
At a glance Let’s be real—taxes aren’t something most people want to think about until they absolutely have to. In…
Spending
What is buy now, pay later?
At a glance If you’ve made an online purchase lately, you’ve probably seen an option to buy now, pay later…
Planning
Debt-to-income ratio: Learn how to calculate your DTI
At a glance Looking to buy a new car or even a new home? That’s an exciting step! But you…
Mobile banking
How to write a check: A step-by-step guide
At-a-Glance: In today’s digital world of tap cards, payment apps, and mobile payment services, writing a check may not be…