How much interest will I earn?

Last updated: January 03, 2025

Currently, Spruce Savings accounts will earn 3.50% Annual Percentage Yield (APY).

Note: This rate is variable and can change without notice. Fees may reduce earnings. See the Spruce Savings Rate Sheet for more info.

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The Annual Percentage Yield (APY) is accurate as of 02/14/2025. This rate is variable and can change without notice. Fees may reduce earnings. To start earning interest on your Spruce Savings Account, simply opt in through the Spruce app or at sprucemoney.com.

How much interest will I earn?

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